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Triumph Financial (TFIN) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

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For the quarter ended September 2026, Triumph Financial (TFIN - Free Report) reported revenue of $125.67 million, up 15% over the same period last year. EPS came in at $0.54, compared to $0.19 in the year-ago quarter.

The reported revenue represents a surprise of +2.22% over the Zacks Consensus Estimate of $122.94 million. With the consensus EPS estimate being $0.60, the EPS surprise was -10%.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Triumph Financial performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
  • Net charge-offs to average loans: 0% compared to the 0.2% average estimate based on three analysts.
  • Net Interest Margin: 5.9% versus 6.1% estimated by three analysts on average.
  • Average Balance - Total interest earning assets: $6.9 billion versus the two-analyst average estimate of $6.53 billion.
  • Net Interest Income: $103.13 million versus $100.65 million estimated by four analysts on average.
  • Total Noninterest Income: $22.55 million compared to the $22.27 million average estimate based on four analysts.
  • Other: $1.2 million versus the two-analyst average estimate of $2.16 million.
  • Service charges on deposits: $1.87 million versus $1.74 million estimated by two analysts on average.
  • Card income: $2.14 million versus $2.18 million estimated by two analysts on average.
  • Fee income: $15.7 million versus $15.35 million estimated by two analysts on average.

View all Key Company Metrics for Triumph Financial here>>>

Shares of Triumph Financial have returned -0.1% over the past month versus the Zacks S&P 500 composite's +1% change. The stock currently has a Zacks Rank #2 (Buy), indicating that it could outperform the broader market in the near term.

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